Kuwait Insurance KIC

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Insurance Coverage

Own Damage Insurance is a coverage that helps pay to replace or repair your own vehicle if it is stolen, burnt or damaged due to collision, overturning, or any other peril

What we cover

  • Loss or damage due to the collision, vehicle overturning
    Loss or damage due to the collision, vehicle overturning
  • Fire and theft coverage
    Fire and theft coverage
  • Vehicle repair inside the agency's garage
    Vehicle repair inside the agency's garage
  • Spare parts exchange (without depreciation)
    Spare parts exchange (without depreciation)
  • No claim fees amount
    No claim fees amount
  • Replacing the vehicle's glass (front) inside the agency for free
    Replacing the vehicle's glass (front) inside the agency for free
  • Unknown accidents are entirely the responsibility of the company, and the insured bears 50 Kuwaiti Dinar from each accident
    Unknown accidents are entirely the responsibility of the company, and the insured bears 50 Kuwaiti Dinar from each accident
  • Inclement weather and other natural disasters
    Inclement weather and other natural disasters
  • No depreciation rate of the vehicle price in case of total loss
    No depreciation rate of the vehicle price in case of total loss
  • Car replacement while the vehicle is being repaired
    Car replacement while the vehicle is being repaired
  • Urgent roadside assistance service for mechanical and electrical failures
    Urgent roadside assistance service for mechanical and electrical failures
  • Covering Personal accidents for the driver and passengers who are family members
    Covering Personal accidents for the driver and passengers who are family members
  • Extension of geographical coverage to include the countries of the Gulf Cooperation Council
    Extension of geographical coverage to include the countries of the Gulf Cooperation Council

How much will insurance cost?

 

The premium is calculated based on the vehicle price, type and number of additional services chosen.

 

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