This insurance provides comprehensive coverage against physical loss or damage to buildings and contents as a result of a fire and/or lightning strike. Cover can be extended to include damages resulted from earthquake, floods, storms, tornadoes, water leakage from pipes and vehicles impact. 

Property all risk insurance gives a wider insurance coverage as it covers damages that may occur to the insured property against all risks. Additionally, the coverage can be extended to include losses resulting from the cessation of activity due to damages that may occur to the insured property

This insurance provides comprehensive coverage against material losses and damages that may be caused to the insured property as a result of being subjected to theft using force and violence