Kuwait Insurance KIC

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Insurance Coverage

Own Damage Insurance is a coverage that helps pay to replace or repair your own vehicle if it is stolen, burnt or damaged due to collision, overturning, or any other peril 

What we cover

  • Loss or damage due to the collision, vehicle overturning
    Loss or damage due to the collision, vehicle overturning
  • Fire and theft coverage
    Fire and theft coverage
  • Vehicle repair inside the agency's garage, up to 5 years from the year of manufacture
    Vehicle repair inside the agency's garage, up to 5 years from the year of manufacture
  • Spare parts exchange (without depreciation), up to 5 years from the  year of manufacture
    Spare parts exchange (without depreciation), up to 5 years from the year of manufacture
  • No claim fees amount
    No claim fees amount
  • Replacing the vehicle's glass (front) inside the agency, for up to 5 years from the year of manufacture and for the first time for free
    Replacing the vehicle's glass (front) inside the agency, for up to 5 years from the year of manufacture and for the first time for free
  • Unknown accidents up to 10% of the vehicle price with maximum of 1,000 KD, the insured bears 50% of the remainder
    Unknown accidents up to 10% of the vehicle price with maximum of 1,000 KD, the insured bears 50% of the remainder

Additional Services

  • Car replacement while the vehicle is being repaired
    Car replacement while the vehicle is being repaired
  • Urgent roadside assistance service for mechanical and electrical failures
    Urgent roadside assistance service for mechanical and electrical failures
  • Covering personal accidents for the driver and passengers who are family members
    Covering personal accidents for the driver and passengers who are family members
  • Extension of geographical coverage to include the countries of the Gulf Cooperation Council
    Extension of geographical coverage to include the countries of the Gulf Cooperation Council

How much will insurance cost?

 

The premium is calculated based on the vehicle price, type and number of additional services chosen.

 

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